What is an institution number?
An institution number is a unique 3-digit code that is used to identify and represent a particular bank or financial institution. It is used to route electronic transactions to and from financial institutions such as electronic funds transfers (ETF), pre-authorized debit (PAD), bill payments, bank to bank transfers and wire transfers.
- Institution number – 3 digits that identify your bank
- Transit number – 5 digits that identify which branch you opened your account at
- Account number – 7 to 12 digits that identify your individual account
The institution number, along with the transit number form the routing number.
What is my bank’s institution number?
- The institution number of BMO is 001
- The institution number of Scotiabank is 002
- The institution number of RBC is 003
- The institution number of TD is 004
- The institution number of CIBC is 010
| Financial institution | Institution number |
|---|---|
| Bank of Montreal (BMO) | 001 |
| Scotiabank (The Bank of Nova Scotia) | 002 |
| Royal Bank of Canada (RBC) | 003 |
| The Toronto-Dominion Bank (TD) | 004 |
| National Bank of Canada | 006 |
| Canadian Imperial Bank of Commerce (CIBC) | 010 |
| HSBC Bank Canada | 016 |
| Canadian Western Bank | 030 |
| Laurentian Bank of Canada | 039 |
| Bank of Canada | 177 |
| Alberta Treasury Branches | 219 |
| Royal Bank of Scotland N.V. (Canada Branch) | 240 |
| Bank of America, National Association | 241 |
| The Bank of New York Mellon | 242 |
| Bank of Tokyo-Mitsubishi UFJ (Canada) | 245 |
| BNP Paribas (Canada) | 250 |
| Citibank Canada | 260 |
| Deutsche Bank AG | 265 |
| Mega International Commercial Bank (Canada) | 269 |
| JPMorgan Chase Bank National Association | 270 |
| Korea Exchange Bank of Canada | 275 |
| Mizuho Corporate Bank Ltd. Canada Branch | 277 |
| UBS Bank (Canada) | 290 |
| Société Générale (Canada Branch) | 292 |
| State Bank of India (Canada) Alberta | 294 |
| Sumitomo Mitsui Banking Corporation of Canada | 301 |
| Amex Bank of Canada | 303 |
| Industrial and Commercial Bank of China (Canada) | 307 |
| Bank of China (Canada) | 308 |
| Citizens Bank of Canada | 309 |
| First Nations Bank of Canada | 310 |
| BofA Canada Bank | 311 |
| J.P. Morgan Bank Canada | 314 |
| CTC Bank of Canada | 315 |
| U.S. Bank National Association | 318 |
| Habib Canadian Bank | 321 |
| Rabobank Nederland | 322 |
| Capital One Bank (Canada Branch) | 323 |
| President’s Choice Financial | 326 |
| State Street | 327 |
| Citibank N.A. | 328 |
| Comerica Bank | 330 |
| First Commercial Bank | 332 |
| HSBC Bank USA National Association | 333 |
| Pacific & Western Bank of Canada | 334 |
| United Overseas Bank Limited | 335 |
| Maple Bank | 336 |
| Canadian Tire Bank | 338 |
| UBS AG Canada Branch | 339 |
| ICICI Bank Canada | 340 |
| Bank West | 342 |
| Dundee Bank of Canada | 343 |
| General Bank of Canada | 344 |
| Fifth Third Bank | 345 |
| Société Générale (Canada Branch) Ontario | 346 |
| Bridgewater Bank | 347 |
| The Northern Trust Company Canada Branch | 349 |
| DirectCash Bank | 352 |
| Jameson Bank | 354 |
| Shinhan Bank Canada | 355 |
| M&T Bank | 357 |
| HomEquity Bank | 358 |
| Walmart Canada Bank | 359 |
| Barclay’s Bank PLC Canada Branch | 360 |
| MonCana Bank of Canada | 361 |
| Community Trust Company | 507 |
| The Canada Trust Company | 509 |
| Laurentian Trust of Canada Inc. | 522 |
| Effort Trust Company | 532 |
| Investors Group Trust Co. Ltd. | 536 |
| Manulife Bank of Canada | 540 |
| CIBC Trust Corporation | 548 |
| Montreal Trust Company of Canada | 550 |
| Sun Life Financial Trust Inc. | 551 |
| Peace Hills Trust Company | 568 |
| Royal Trust Company | 570 |
| Royal Trust Corporation of Canada | 580 |
| National Trust Company | 590 |
| Royal Bank Mortgage Corporation | 592 |
| TD Mortgage Corporation | 597 |
| TD Pacific Mortgage Corporation | 603 |
| HSBC Mortgage Corporation (Canada) | 604 |
| Scotia Mortgage Corporation | 606 |
| CS Alterna Bank | 608 |
| ING Bank of Canada | 614 |
| B2B Bank (formerly B2B Trust) | 618 |
| ResMor Trust Company | 620 |
| Peoples Trust Company | 621 |
| The Equitable Trust Company | 623 |
| Industrial Alliance Trust Inc. | 625 |
| Manulife Trust Company | 626 |
| Household Trust Company | 630 |
| Latvian Credit Union Limited | 803 |
| Communication Technologies Credit Union Limited | 807 |
| Arnstein Community Credit Union Limited | 808 |
| Central 1 Credit Union British Columbia | 809 |
| All Trans Financial Services Credit Union Limited | 810 |
| La Confédération des Caisses Populaires et D’Économie Desjardins du Québec | 815 |
| La Fédération des caisses populaires du Manitoba Inc. | 819 |
| Central 1 Credit Union Ontario | 828 |
| La Fédération des Caisses Populaires de l’Ontario Inc. | 829 |
| Airline Financial Credit Union Limited | 830 |
| Meridian Credit Union | 837 |
| Atlantic Central | 839 |
| Dundalk District Credit Union Limited | 840 |
| Alterna Savings and Credit Union | 842 |
| Goderich Community Credit Union Limited | 844 |
| Ontario Civil Service Credit Union Limited | 846 |
| Concentra Financial Services Association | 853 |
| Golden Horseshoe Credit Union Limited | 854 |
| La Fédération des Caisses Populaires Acadiennes Limitée | 865 |
| Credit Union Central of Manitoba Limited | 879 |
| Credit Union Central of Saskatchewan | 889 |
| Alliance des caisses populaires de l’Ontario Limitée | 890 |
| Credit Union Central Alberta Limited | 899 |
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Bow Valley Credit Union Ltd.