Car Insurance in Ontario, Explained
A complete guide to each mandatory and optional component that makes up your car insurance policy in Ontario.
Tax Prep Checklist: What documents do I need to file?
Whether you’re doing it yourself or sending them on to your accountant, the following is a checklist of all the forms and documentation that you may need to gather in order to file your taxes with the Canadian Revenue Agency (CRA).
Fixed vs Variable Mortgages – Which is better now?
Buying a house is one of the biggest investments you’ll probably ever make, and that means your mortgage is likely
Institution Number of Every Bank in Canada
An institution number is a unique 3-digit code that is used to identify a particular bank or financial institution and route electronic transactions to and from it. Here are the numbers for each bank in Canada.
What is a Routing Number in Canada? Where to find it
In Canada, the routing number for electronic fund transfers (EFT) such as direct deposit from employers, pre-authorized debit (PAD), bill payments, and wire transfers is made up of a leading zero, followed by your 3 digit institution number and 5 digit transit number.
How to Find Transit Numbers for Banks in Canada
Your transit number is the 5 digit number at the bottom of your cheques. You can also see it by logging in to your online account or with these other methods.
All the Costs to Buy & Maintain a House in Canada
All the expected and unexpected fees we incurred during the home buying process and the exact amounts we paid for each.
Second Mortgages Explained – Amounts, Rates and More
A second mortgage is an additional home loan you take out while the original mortgage is still in place that lets you access the equity you have built up in your home and use it for other projects or financial purposes such as debt consolidation.
Open vs Closed Mortgages in Canada Comparison
The major difference between the two is whether the mortgage allows you to pay it off or renegotiate it before the term is over. Here’s how they work, the pros and cons of each, and when you might want one instead of the other.